One simple method to fight a bank foreclosure is to file an Answer to the Complaint.  In Kentucky, if a person fails to file any answer, the Bank will  foreclose within about 6 months and a person will be evicted by Default Judgment.  Filing an Answer will often allow an individual to stay in the home from 6 months to 2 years longer.

If you choose to file an Answer, the  process is normally just delayed.   It may be important to be able to stay in the home for a year or two while the foreclosure goes through the Kentucky court system.   Fighting the bank will increase the attorney fees and bank charges.  It deducts from your equity but if there is no equity in the property and your eventual answer is a bankruptcy, fighting in court is an effective method to stay in the home longer.

There are many methods to avoid, stop, or cure a bank foreclosure and everyone's situation is different.  If you are stuck in a lawsuit see us for help.